Bank Central Asia Posts Limited Growth in Net Profit for 2012
Bank Central Asia (BBCA), Indonesia’s largest lender by market value and second largest bank by assets, posted net profit of IDR 11.72 trillion (US $1.2 billion) in 2012, meaning an 8.3 percent increase from last year's result. This growth is limited compared to net profit of its main competitors Bank Mandiri that posted 26.6 percent growth in 2012, and Bank Rakyat Indonesia (BRI) that posted a 22.8 percent growth in net profit.
| 2011 | 2012 | |
| Net Profit |
10.82 | 11.72 |
| Net Interest Income |
18.06 | 21.24 |
| Fee Based Income |
5.98 | 6.37 |
| Credit Growth |
202.25 | 256.80 |
| Third-Party Funds | 323.40 | 370.30 |
| Non Performing Loan | 0.5% | 0.4% |
| Capital Adequacy Ratio | 14.6% | 16.3% |
| Loan to Deposit Ratio | 61.7% | 68.6% |
in trillion of IDR rupiah unless otherwise stated